Your new dream home will be the single biggest investment that you will make in your lifetime. Before embarking on your journey of house hunting, work-out on your budget, know what you really want and need to be in the house you want to buy. List all the features you care most about, such as:
COST & FINANCING
Set your budget for monthly down payment and amortization. Find out how much you can afford and choose your preferred loan financing. Understand the pros and cons of each type of financing.
Get sample computation and study. Ideally, mortgage payments should be not be higher than 35% of our total monthly income. This way, you can comfortably pay your mortgage and care for other household expenses.
LOCATION & NEIGHBORHOOD
Location is a very important consideration when buying a property. It is an important indicator of value. It should be accessible by public transportation in going to your place of work, near schools, mall or shopping center, supermarket, hospitals, church and airport.
Look for ongoing/future road development near the housing project as this will shorten travel time to your place of work and will add to resale value of your property.
Is the neighborhood safe and secure? Most important of all, is it flood free and earthquake-fault free?
STYLE
Do you want a 2-storey townhouse or single houses, or a house with a private park? Are you looking for ready for occupancy or pre-selling houses?
SPACE TO GROW
How many bedrooms, bathrooms, car garage and how many square meters of extra lot are you going to need. Look further into the future than just today. If you are not finished expanding your family and plan to have children someday or more children, you will want your new home to be large enough to accommodate that growth.
GOOD INVESTMENT POTENTIAL
Most homebuyers, especially first-timers, will eventually decide to sell and relocate to another home at some point. That is why it is important to consider how well the home will hold its value over time. If an area is gaining popularity, it only implies that the road network is due for improvement and the property value will increase in the future.
True to our word of making owning a home easy for you, booking and reservation for your dream home may be accepted at any of the PRO-FRIENDS offices.